BBB Reliability Report for
ConsumerInfo.com
   
 
BBB Rating is B-
ConsumerInfo.com B- 1
Rating Explanation
Company Rating B-
Our opinion of what this rating means:
A good rating that still implies reputability. The rating may relate to length of time in business, a past problem that’s been corrected, or something else that does not cause problems for consumers. We believe a company with this rating would generally conduct business and respond to any complaints satisfactorily.

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My Experience
1 Star Rating
TrustLink Rating:
based on 85 reviews
Company Profile
ConsumerInfo.com
Address:  
P.O. Box 19729
Irvine, CA  92623
Tel: (888) 888-8553
Fax: (949) 567-3858
Web Site:   http://www.freecreditreport.co...
Contact:   Douglas Sash - Vice President of Customer Care
Business Start Date:   5/24/1993
Company ID:   13062929
Nature of Business:

This company provides online consumer credit reports and scores, credit monitoring products, and other credit-related information.

BBB Comments & Analysis

Bureau's Comments and Analysis of Company's Business:

In general, this company offers a credit report and, in some cases, credit score for free upon enrolling into a credit monitoring membership agreement. Enrollees are charged for the membership on an ongoing basis unless you cancel the agreement before the next 30 day billing period. 

Licensing

Agency:
License Number:
Status:

We know of no licensing or registration requirement for companies engaged in this company's stated type of business.

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Government Actions

Agency: Federal Trade Commission (FTC)Washington
Description: On January 8, 2007 Consumerinfo.com entered into a Stipulated Judgment and agreed to an Order for Permanent Injunction to settle charges that the company's offer failed to explicitly disclose that subscribers would be automatically signed up into a paid credit-monitoring program.

The FTC charged that ConsumerInfo.com had engaged in deceptive marketing practices through requi...
  »More

Accreditation

This company is not accredited by the Better Business Bureau. This fact does not disparage the company in any way.

Other Considerations

All Americans are entitled to one free credit report each year from each of the three major credit reporting agencies -- Equifax, Experian, and Trans Union. The free credit reporting service recently marked its first anniversary of availability across the 50 states. To get a copy of your free annual credit report, you can; call...   »More

Advertising Review

No questions about the truth of this company's advertising has come to our attention. 

Complaint Experience

Bureau Summary and Analysis of customer complaints and company responses:

Some complainants allege that they cancelled their membership but continue to be billed. In some cases, the customers said that they were not aware that they agreed to a membership program and as such believed the charges were not authorized. A few customers reported not receiving their credit rep...   »More

Complaint Closing Statistics

The following grid displays the number and responses to complaints over the last 36 months:

No. of CmplType of Response
7150Making a full refund, as the consumer requested
1456Making a partial refund
2170Agreeing to perform according to their contract
15Refusing to make an adjustment
27Refuse to adjust, relying on terms of agreement
0Unanswered
0Unassigned
10818 Total