13193362
BBB file opened: 7/1/2003
Business started: 3/19/2003
Licensing
California law requires that companies advertising or offering to improve your credit record, history, or rating must be registered with the California Attorney General's Office as a Credit Services Organization and post a $100,000 bond.
To verify registration and bonding, contact the California Attorney General by writing to; DOJ. Att. Public Inquiry Unit, P O Box 944255, Sacramento, Ca. 94244, by calling (916) 322-3360, faxing 916-323-5341, or visit their website at www.ag.ca.gov.
As of May 31,2006, we verified that this company is not registered with the California Attorney General as required by law.
Contact Information
Anthony Candella - President
Business Category
Credit Repair Services - Advance Fee
Alternate Web Sites
Industry Tips
This company is offering services to remove negative items from credit reports. The company charges a retainer fee of $29.00 at the end of each billing period for work completed during this time and collects a one time client intake fee of $69.00.
We believe, that by provision of the California Credit Services Act, this company is required register with the California Attorney General. The California Credit Services Act requires companies advertising credit repair services to register with the Attorney General and post a $100,000 bond. Attorneys are exempt from registering only when they are offering legal services within the course and scope of the practice of law unless they are an employee, or affiliated with a credit services organization. It appears this company is offering credit repair services and maybe required to register. Even if a company is registered, the Act prohibits the practice of collecting payment before providing services. By law, information stays on your credit report for seven to 10 years. Accurate negative information can only be removed by with cooperation of your creditors, and this usually involves paying all or some of the debt. If you believe your credit report contains erroneous information, you may dispute the entry by calling or writing the reporting agency. While in dispute, the negative item may be removed temporarily from your report; however, it will be added on again if determined to be valid.