THIS BUSINESS IS NOT BBB ACCREDITED

eCreditAttorney

(877) 213-4357 27762 Antonio Parkway L-1, Suite 606, Ladera Ranch, CA 92694

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Description

This company's business is providing credit repair programs.

BBB Accreditation

This business is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Factors that lowered this business's rating include:

Failure to have a required competency licenseBBB concerns with the industry in which this business operatesLength of time business has been operating10 complaint(s) filed against businessFailure to respond to 6 complaint(s) filed against business

Customer Complaints Summary Read complaint details

10 complaints closed with BBB in last 3 years | 5 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising / Sales Issues 4
Billing / Collection Issues 0
Problems with Product / Service 6
Delivery Issues 0
Guarantee / Warranty Issues 0
Total Closed Complaints 10

Additional Complaint Information

Complaints contain a pattern of serious allegations that the company does not provide the credit repair services paid for. Customers state that after months of paying the company, they do not notice any results and then receive the run around when they call to cancel. The company responds to some complaints by indicating the clients had been cancelled and refunded as requested.

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  • Government Actions

    BBB has no information regarding government actions at this time.

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  • Advertising Review

    BBB has no information regarding advertising review at this time.

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Additional Information

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100024933
BBB file opened: 1/5/2006 Business started: 9/5/2008
Licensing

Agency: California State BAR License Number: 257339 Status: Active As of our last verification on January 24, 2012, we could find no evidence of a registration with the California Attorney General's Office as a Credit Services Organization or posting of a $100,000 bond. To verify registration and bonding, contact the California Attorney General by writing to; DOJ. Att. Public Inquiry Unit, P O Box 944255, Sacramento, Ca. 94244, by calling (916) 322-3360, faxing 916-323-5341, or visit their website at www.ag.ca.gov.

Contact Information
Thomas Candella - President
Business Category

Credit Repair Services - Advance Fee

Alternate Business Names
eCreditAttorneyHunter Thomas Financial IncEcreditattorney.com
Alternate Web Sites
Industry Tips
Our experience with similar offers is that they advertise various credit services which they claim are designed to provide assistance to consumers with poor credit histories to improve their rating by removing negative items or creating a new credit file.

However, clients of these types of offers generally complain that their credit histories do not improve, that they are unable to contact the company making the offer, and ultimately that refunds for failing to provide the promised services are not provided.

By law, information stays on your credit report for seven to 10 years. Accurate negative information can only be removed by with cooperation of your creditors, and this usually involves paying all or some of the debt. If you believe your credit report contains erroneous information, you may dispute the entry by calling or writing the the credit reporting agency. While in dispute, the negative item may be removed temporarily from your report, however it will be added on again if determined to be valid.

According to California Law, it is unlawful for any entity offering to improve or repair your credit to charge fees in advance of performing those services, even if properly registred and bonded with the California Attorney General's Office.